Money
Posted in life on September 10th, 2009 by emmajamesI’m just going to say it… I really love money. It brings me great pleasure. The acquisition of it. And the spending of it. What keeps me up at night, however, is the lack of balance between those two pursuits. I seem to be exponentially more skilled at spending the stuff than acquiring it. I’ve been working on changing that, but it’s a very slow, painful process.
I’ve cut up all of my credit cards. I’ve created a budget. And I now have a full-time job. But, truth be told, I still live beyond my means, and continue to practice a elaborate routine of dancing on air in a frantic juggle between when payments go out and paychecks comes in. With an astronomical debt, unexpected expenses and weak P.O.P-avoidance control, I live in the red. I haven’t seen a saving account or a 401K or an IRA except in books. I get panic attacks when bills are due and the salary check won’t be here for another week. Today, that means waking up at 4 a.m. and venting my fears here.
I don’t want to carry this anxiety into my day. I really want to go back to sleep. I don’t want to begrudge others their successes. I don’t want to think the system is out to get me. I don’t want to live with a warped world view that has me splashing in a pool of self-pity and mistaking it for an ocean of real poverty. So here’s what I have to remember today:
- I have a roof over my head. It’s a pretty cute roof. It’s paid for through the end of the month. And, though I think it’s tiny, it would house three families in two-thirds of the other countries on the planet.
- If things got really, really, really bad, I have friends and family on whom I could lean without destroying their own stability. I would just rather eat nails.
- A bounced check will not kill me. A missed credit card payment will not kill me. Another PB&J using the cheap bread will not kill me. Hell, even bankruptcy, if it comes to that, will not kill me. Anxiety about it all, though, just might.
Do I still want a sugar daddy, or a fairy godmother, or a newly-discovered, unlimited trust fund. HELL YES. But I’ll just have to settle for getting them in my dreams. I think I’ll head back to bed now, to work on that. I may actually be able to fall back asleep.



















